Planned Giving: Crafting a Strategic Legacy
Estate planning and planned giving are often used interchangeably—where “estate planning” reflects industry terminology, “planned giving” highlights a proactive ap
Health Savings Accounts (HSA): A Tax-Advantaged Strategy with Triple Tax Benefit
A Health Savings Account (HSA) is a tax-advantaged strategy. This savings vehicle allows individuals to save for medical expenses and offers a triple tax benefit: contributions are
Optimizing Tax-Efficient Wealth: Mastering the Roth IRA Conversion
A Roth IRA conversion is a powerful financial maneuver where retirement assets from tax-deferred accounts—like a traditional IRA, Simplified Employee Pension (SEP), SIMPLE IRA, o
Cybersecurity Safeguards: Digital Privacy Tactics
Wealth Mechanics™ offers advice on best practices for cybersecurity. But first, we find guidance from a teacher who has inspired the world for several thousand years: &nbs
Welcome to Wealth Mechanics™: A Financial Planning Blog
Cestia Wealth Management was founded on a simple principle: the guiding values of our firm are bigger than the firm itself. To fulfill this promise we are introducing our ne
