Planned Giving: Crafting a Strategic Legacy
Estate planning and planned giving are often used interchangeably—where “estate planning” reflects industry terminology, “planned giving” highlights a proactive ap
Health Savings Accounts (HSA): A Tax-Advantaged Strategy with Triple Tax Benefit
A Health Savings Account (HSA) is a tax-advantaged strategy. This savings vehicle allows individuals to save for medical expenses and offers a triple tax benefit: contributions are
Optimizing Tax-Efficient Wealth: Mastering the Roth IRA Conversion
A Roth IRA conversion is a powerful financial maneuver where retirement assets from tax-deferred accounts—like a traditional IRA, Simplified Employee Pension (SEP), SIMPLE IRA, o
Welcome to Wealth Mechanics™: A Financial Planning Blog
Cestia Wealth Management was founded on a simple principle: the guiding values of our firm are bigger than the firm itself. To fulfill this promise we are introducing our ne
