Our Services
At Cestia Wealth Management, the services we offer allow us to develop a dynamic and comprehensive financial plan that meets your unique needs.
Financial
Planning
Our process has been successful by encouraging participation over presentation. Our professionals analyze the specifics behind your finances—lifestyle funding, cash flow analysis, liquidity planning, tax efficiency, and asset protection are the major milestones that become your foundation. We also get familiar with your top concerns as well as your most meaningful goals. Then we design and implement a holistic financial plan that walks you toward those long-term goals.
Investment
Management
As independent fiduciaries, we do not work on Wall Street, we are clients of Wall Street. This means we have the investment universe at our disposal. During the discovery phase of our process, we will discuss risk tolerance and investment objectives. Asset allocation, custom portfolio construction, ESG-focused, and tax efficient strategies are then aligned with your goals-based strategy and your risk tolerance.
Retirement
Planning
Determining the trajectory for a five-year period of wealth may not require a solid calculation, however, determining a long-term strategy is critical. A foundation with built-in dynamics rather than static management will address the cyclical nature of life. Do you have enough to retire comfortably in the third phase of life? With our comprehensive retirement planning, we’ll assess how well your current plan aligns with your desired retirement lifestyle—and work toward closing the gap between your current static structure and evolving your rings of wealth into a magnetic strategy.
Tax
Strategy
While we don’t offer tax advice or tax planning, we do work hand in hand with your CPA to ensure that a sophisticated tax strategy aligns with your best interest. Once our team fully understands the structure of your wealth rings, we use advanced technology to analyze your tax returns and determine how we can optimize your tax strategy.
Estate &
Legacy Planning
We help you build a framework for generational wealth and philanthropy. We’ll partner directly with your estate attorney to streamline the process and recommend asset protection, pre-liquidity transactions, trusts and sophisticated trust structures, philanthropic desires, advice on private foundations, and sophisticated gift, estate, and generation-skipping transfer tax planning.
Business
Exit Planning
Entrepreneurs are visionaries. What they truly desire are results. Business history has demonstrated a simple fact—building a valuable business and developing an exit strategy are one and the same. Our Certified Exit Planning Advisors (CEPA) have the experience, credentials, and processes to consult with business owners and assist with multiplying transferable business value. Our partnership with the Exit Planning Institute utilizes a proven methodology that addresses the critical areas of personal issues, financial issues, tax issues, value creation, business issues, and legal issues.
Risk
Management
We’ll assess your finances from multiple aspects to identify and mitigate potential risks. That includes analyzing your life insurance policies and long-term care plans.
Education
Planning
Invest in the long-term success of your family by investing in their education. We’ll help you use tax-advantaged savings strategies to grow your contributions over time and cover the cost of a college education.
Retirement Plans
for Small Businesses
Employer-funded retirement plans aren’t the only way to prepare for retirement. Business owners deserve just as much attention to their retirement planning. That’s why we offer retirement and 401(k) planning for business owners.
Get started on the path to flourishing finances.
Take the first step toward your financial goals by scheduling your introductory call today.
